近些年，人脸识别的发展不仅提升金融机构的办事效率，也改善了金融机构和用户间的关系。 与此同时，技术的发展也促使金融机构加强对用户个人信息保密性和资金安全性的建设。尤其是信誉度极高的金融机构—银行。如何吸引新用户开户并最大限度保障他们的个人信息和资金安全成为银行深思的事情。

Recent years, the rapid development of face recognition not only improve working efficiency of financial institutions but also promote their relationship with users.At the same time, it also urges financial institutions to strengthen the construction of the users’ personal information confidentiality and fund security. Especially the most creditworthy financial institutions—the banks. How to attract new clients to open a bank card and maximal ensure their personal information and fund security becomes a prominent matter for enterprises.

银行为了保障用户的个人信息保密性和资金安全性，纷纷将人脸识别技术应用到开户操作。精确度高达99%的人脸识别技术可有效防止用户开户时个人信息的泄露，进一步保障资金交易的安全，提升用户对银行的信任感。而具备金融认证和人脸识别功能于一体的天波智能POS TPS900更是银行吸引新用户不可或缺的安全交易设备之一。

In order to guarantee users’ personal information confidentiality and fund security, many banks gradually apply face recognition technology to open a bank card. Face recognition technology with accuracy up to 99% can effectively prevent their information disclosure when they open a bank card, It will further guarantee the security of capital transactions and improve users’ trust in the bank. Combining financial certification with face recognition technology, Telpo smart POS device TPS900 device is one of the indispensable security transaction equipment for banks to appeal new users.

人们以往去银行开户办卡，一般需要携带本人身份证亲自到银行卡领号排队，填写相应的表格。在窗口办理时，工作人员一般会将身份证上的人脸图像与本人进行比对确认身份信息，之后还要输入多次密码完成复杂的开户流程。

People used to carry their identity card, take a queue number in person and fill in corresponding forms when they need to open a bank card in the bank. At the processing counter, the staff often compares the facial image on the id card with the attendee to confirm the identity information, and then users need to enter the password several times to complete the complex account opening process.

而现在，银行可以采用内置人脸识别功能的天波TPS900终端设备，并在该机器安装各国相对应的身份证识别软件。用户在该设备插入身份证之后，200万像素的前置摄像头会自动对焦用户人脸，将采集真的人脸图像与身份证上的人脸图像进行自动比对来进行身份验证。99%的人脸识别精确度确保信息的准确无误。用户只需录入电话号码和密码，便可完成开户。

Nowadays, if banks adopt the Telpo POS device TPS900 that inbuilt face recognition function and installed the corresponding national ID card identification software on the counter, the 2M Pixel front camera of the terminal will automatically focus the user's face. And then, it will automatically compare the collected facial image with the face image on the ID card for authentication after user inserting his ID card. The 99% of face recognition accuracy ensures precise information. Users can open a bank card by simply entering their phone number and password.

再者，该机器支持二维码扫描支付、指纹支付及刷脸付等智能支付途径，并通过EMV L1&L2，PCI,FCC等金融认证,进一步保障用户开户时的交易安全。

In addition, this POS device supports some smart payment methods including QR code payment, fingerprint payment and face payment. More importantly, it obtains EMV L1& L2, PCI, FCC and other financial certification further guarantee the transaction security of opening a bank card.

信任感往往是人们做选择时最看重的因素之一。人脸识别技术将助力银行提升用户信任感，为银行吸引新用户，留住旧用户提供坚固的技术保障。

While people making a choice, trust is one of the major factors . Face recognition technology will help banks improve user trust and provide solid technical support for banks to attract new users and keep existing users.

Keyword: personal information,fund security, face recognition, POS device, bank card,attract user

简介：Telpo成立于1999年，是一家专业的智能终端提供商和ODM服务专家，覆盖销售点（POS）终端、生物识别收银机、人脸识别机、自助服务亭、公交售票机。TELPO天波国际已经为1000多个海外客户提供服务，包括平台运营商、银行、生物算法公司、运营商、技术公司。Telpo天波国际坚持研发创新，为全球合作伙伴提供更智能的硬件。

Brief Introduction: Founded in 1999, Telpo is a professional smart terminals’ provider and ODM service expert, covering the point-of-sale (POS) terminals, biometric cash register, face recognition machines, self-service kiosk, bus ticketing machines. Telpo has served for more than 1000 customers abroad, including the platform operators, banks, biological algorithm company, operators, technology companies . Telpo adheres to R&D and innovation, in order to provide more intelligent hardware for global partners.